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If you can get along without them, this can be another way to bring down the total cost of auto insurance for low income policyholders. Pay-as-You-Drive Insurance. Auto insurance companies have started to offer another big option for those who don’t have a lot of money to pay in order to keep their vehicle legally on the road.
The Car Ministry Program is a regional affiliation of churches as well as charities. Some of them donate used cars to qualified low income families, while other ministries assist with repairs, provide tires, and more. For more information, use the search above above and search for free automobile repairs using a local town or county.
Learn how government-sponsored car insurance can help keep low-income families from driving uninsured.
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Since hospitals insist that all newborns return home in a secured car seat, many low-income families may turn to garage sales, second hand shops, or thrift stores to find low cost car seats. However, these are never a good choice. First, if you purchase a car seat second hand, you have no way of knowing if the car seat was involved in a car crash.
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There may be another option. It’s called the California Low Cost Auto Insurance (CLCA) program.