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Vehicle insurance, in the United States and elsewhere, Most rental car companies offer insurance to cover damage to the rental. are set by state laws.
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Car insurance companies lose money when they have to pay out on claims, and so they constantly adjust their risk calculations to essentially reward risk-free.
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Unfortunately, Big Auto Insurance Companies are typically not set up to handle this sort of thing properly (for reasons too complex to go into here). What winds.
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Find out the answer to this question and more in this car insurance article. car that doesn't legally belong to you – but most insurance companies will be familiar. If this fact was not disclosed to the insurer when the policy was set up, then it's.