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Vehicle insurance, in the United States and elsewhere, is designed to cover risk of financial. Liability coverage, sometimes known as Casualty insurance, is offered for bodily injury. If the owner has traditional GAP coverage, the "gap" will be wiped out and he or she may purchase or lease another vehicle or choose not to.
When purchasing an auto policy you are agreeing to the terms of coverage you select and you can choose varying amounts of insurance depending on your.
Beyond the minimum coverage amounts, you can choose how much coverage you want in each of several components to the car insurance policy.
Here is the typical scenario. You choose the car you want to purchase, get the finance agreement pitch, and then move to discussing extras like gap insurance.
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They can help you, but it is your responsibility to choose the insurance that is best. When you shop for auto insurance you should compare costs and coverage.